Terms and Conditions

You may view, print, and download public content for personal, informational, noncommercial use, keeping copyright and ownership notices intact. Other reproduction, distribution, commercial use, or framing requires our prior written permission, except as permitted by law.

Do not misuse the Websites, submit fraudulent information, infringe others’ rights, introduce malicious software, bypass security controls, or collect personal information about other users without authorization. Automated access that disrupts services or extracts data for unauthorized commercial use is prohibited.

Infinito is an independent insurance agency, not an insurance company. We help customers compare, apply for, and service insurance policies. We currently hold licenses in Texas and Florida. Products and services are offered only where the Agency and the applicable insurer are authorized to provide them.

Availability, eligibility, underwriting, premiums, benefits, exclusions, and claims decisions depend on the insurer, product, policy, and applicable law. Not every product is available to every applicant or in every location. The insurer issuing the policy is responsible for its insurance obligations and payment of covered claims.

Quotes are estimates based on the information provided and are subject to verification, underwriting, availability, and change. Submitting a form, requesting a quote, sending an email, making a payment request, or receiving an estimated premium does not by itself create, change, renew, or cancel coverage.

Coverage takes effect only after an authorized insurer or authorized representative confirms that it has been bound, with a specified effective date and subject to any required payment and conditions. Your policy, declarations, and endorsements—not a website summary—control coverage. Terms such as ‘full coverage’ are informal and do not mean that every loss is insured.

Provide complete and accurate information and promptly disclose relevant changes. Misrepresentation or omitted material facts may affect premiums, eligibility, coverage, claims, cancellation, or renewal, subject to the policy and applicable law.

Where permitted by law and with any required authorization, insurers or their authorized providers may obtain driving records, prior claims reports, insurance scores or credit-related reports, vehicle histories, and other underwriting information. Required notices, authorizations, and any rights concerning consumer reports are governed by applicable law; merely browsing this website is not authorization to obtain a consumer report.

Disclose drivers and household members as required by the application, driver-license status, the vehicle’s ownership and principal garaging address, and its actual use. Tell us about delivery, rideshare, business or commercial use, racing, modifications, existing damage, and any out-of-state use or residence that may affect eligibility.

A personal auto policy may exclude or limit some uses, drivers, vehicles, or equipment. Delivery or rideshare may require a specific endorsement or a different policy, if available. Rental reimbursement, roadside assistance, and custom-equipment coverage are not automatically included. Requirements and restrictions differ by insurer and state; no single driving-history period, garaging requirement, vehicle limit, or exclusion applies to every policy. Confirm your specific coverage before relying on it.

Report claims promptly using the insurer’s designated channels and comply with the policy’s notice and cooperation requirements. Contact us or your insurer for policy changes, cancellations, or renewals and obtain confirmation. Insurers determine claims and any cancellation or nonrenewal under the policy and applicable notice requirements; an online inquiry is not confirmation of any such action.

Website content is general information and does not replace individualized insurance guidance or legal, tax, financial, or medical advice. Consult an appropriately qualified professional about your circumstances. Examples and coverage descriptions are illustrative, not promises of eligibility, savings, or benefits.

Personal information is handled as described in our Privacy Policy. Submit information only if you are authorized to provide it. Do not send Social Security numbers, full payment-card details, medical records, or other sensitive documents through ordinary email; contact us for an appropriate submission method.

You retain ownership of feedback you submit. You permit us to use nonconfidential suggestions to operate and improve our services. This permission does not grant an unrestricted right to publish your personal information or confidential insurance application data.

The Websites’ content and Agency branding are protected by intellectual-property laws. Insurer names and logos belong to their respective owners. Links to insurers, payment providers, or other third parties are provided for convenience. Their websites have their own terms and privacy practices; we do not control or guarantee their content or services.

To the extent permitted by law, website content is provided ‘as is’ and ‘as available,’ without warranties of accuracy, uninterrupted availability, or fitness for a particular purpose. We may correct errors or suspend access for maintenance or security. These website disclaimers do not replace the terms or guarantees of an issued insurance policy.

To the extent permitted by applicable law, the Agency is not liable for indirect, incidental, special, or consequential losses arising from use of the Websites. Nothing in these Terms excludes liability that cannot legally be excluded, limits nonwaivable consumer rights, or waives duties imposed on a licensed insurance agency by law.

To the extent permitted by law, you are responsible for losses and reasonable costs arising from your unlawful use of the Websites or infringement of third-party rights. This provision does not require you to indemnify us for our own negligence or misconduct or waive rights that applicable law protects.

These Terms are governed by Texas law, without overriding mandatory protections or insurance laws that apply in your state. Subject to those protections and applicable jurisdiction rules, disputes concerning these Terms may be brought in courts with jurisdiction in Dallas County, Texas. If a provision is unenforceable, the remaining provisions continue to apply.

We may update these Terms by posting a revised version and changing the last-updated date. Changes apply prospectively and do not amend an existing insurance policy. Continued use after changes take effect constitutes acceptance to the extent permitted by law.